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Baccarat Payouts

Baccarat, also known as Punto Banco, is regarded as one of the most prestigious games casino games because of its classic European origin and the casino's drive to maintain an exclusive around the game. That is why Baccarat Tables are usually located in a cordoned area on the casino floor, in an exclusive lounge or a private room.

The objective of Baccarat very simple - draw hands consisting of two or three cards with the total value of the hand being closer to nine than the banker's cards.

Since drawing a third card in Baccarat is governed by a specific set of rules, the game is considered as a game of chance (like the lottery). A player can do nothing to shift the odds in his favor once he places his bet.

This comes in contrast with Blackjack where strategy plays a pivotal role in determining the house edge of a particular hand.

The only way to get ahead in Baccarat is to know the payout and house edge of each Baccarat bet. And since there are only three bets available in the game, it isn't that hard!


Bet House Advantage Payout
Player (Punto) 1.36% 1 to 1
Dealer (Banco) 1.17% 1 to 1 (less 5% commission)
Tie 14.12% 8 to 1

The Tie Bet is an exciting bet for Baccarat players with a huge payout of 8:1, but its high house advantage can easily deplete a tight bankroll.

For newbies and tight Baccarat players, the Dealer Bet is a wise bet because of its minimal house advantage.

As they say, practice makes perfect. And there's no better way to practice Baccarat than playing the game itself, especially in a free online game. So here's our favorite free online Baccarat game. Enjoy!